日本の手取り給与シミュレーター 2026 (月給・年収)
日本の給与所得者向けに、給与明細の控除項目をすべて反映した正確な手取り金額を算出します。
Japan Income Tax (所得税) & Resident Tax (住民税) Calculator 2026
Calculate your exact net take-home pay (手取り) in Japan after Employment Income Deduction (給与所得控除), Shakai Hoken social insurance (~14.74 %), Shotokuzei national income tax (5 % to 45 %) and Juminzei (10 %).
Line-by-line worked example : Annual Salary of ¥10,000,000
For an annual gross employment income of ¥10,000,000 (¥833,333/month) :
• Employment Income Deduction (給与所得控除) : Capped at ¥1,950,000.
• Social Insurance (社会保険) : Health, Pension and Employment insurance employee share of 14.74 % : ¥1,474,000/year (¥122,833/month).
• Basic Exemption (基礎控除) : ¥480,000.
• Taxable Income for Shotokuzei (課税所得) : ¥10,000,000 - ¥1,950,000 - ¥1,474,000 - ¥480,000 = ¥6,096,000.
• National Income Tax (所得税) : ¥6,096,000 across 3 progressive brackets + 2.1 % surtax = ¥808,326/year (¥67,361/month).
• Resident Tax (住民税) : 10 % on taxable base (with ¥430,000 exemption) + ¥5,000 per capita = ¥619,600/year (¥51,633/month).
• Total statutory deductions : ¥2,901,926/year (29.0 % overall effective deduction).
• Net Take-Home Pay (手取り) : ¥7,098,074/year, equivalent to ¥591,506/month deposited in account.
公式計算手法・準拠法令
給与所得控除、基礎控除（所得税48万円・住民税43万円）、所得税累進税率（5〜45％）、復興特別所得税（2.1％）、住民税所得割（10％）および標準報酬月額に基づく社会保険料率。
額面支給額、健康保険料、厚生年金保険料、雇用保険料、所得税、住民税および最終的な手取り振込額を一覧表示。